Julie, age 75, is currently investing sizeable sums in her local bank savings account. She wants to increase her income, reduce taxes, and do something to help fund ministry.

After discussing her options with a CFR Consultant and her own financial advisor, she decides to contribute $10,000 through a charitable gift annuity.

Julie now has multiple advantages:

• She has a fixed income, generally higher than passbook savings, for the rest of her life.

• She receives a one-time tax deduction based on the gift portion of her investment.

• A significant portion of subsequent income is free of income taxes.

• She has the satisfaction and joy in knowing that she is helping plant and fund churches.

Features:

The minimum amount required to establish a charitable gift annuity through Christian Financial Resources is $10,000.

• The expected rate of return depends upon whether one or two people will receive income from the gift and upon the age of the recipient(s). See next page for examples of rates.
• You cannot add to a charitable gift annuity, but you can establish additional annuity agreements at any time.
• The annuity is an irrevocable agreement.
• Christian Financial Resources has already funded over 300 projects in the state of Florida. With your charitable gift annuity you are partnering with us in continuing to expand the Kingdom of God, and changing lives forever.
• You are free from concern about money management. Your money is safe with a ministry you trust.

• You receive an income tax deduction in the year that you establish the annuity for the gift portion of the contract.
• You receive a fixed periodic income that is not affected by the fluctuations of the marketplace.
• You receive a portion of your annuity income free of federal taxes.