Types of Investments


  • Ready Cash Account: A readily accessible demand investment that offers a competitive rate of return with no early withdrawal penalties. This investment is available to individuals, churches, and businesses.
  • Time Certificates: Our time investments provide the stability of fixed rates and are available in 6-month, 1-year, 3-year, and 5-year terms. 
  • IRA: An IRA (Individual Retirement Account) is a personal savings plan that provides income tax advantages to individuals saving for retirement purposes. IRAs with CFR can be invested in a Ready Cash  or Timed Certificate.
    • Neither CFR nor its representatives give legal, accounting, or tax advice. We always suggest that you consult with your tax advisor as to the applicability of this information to your own situation.

 

 




Rates of Return

Effective 07/1/2010
Annual Yield
Minimum Initial Investment
Ready Cash   2.50% ($100,000)
  2.75% ($100,000)
$5,000
6-Month Certificate 2.75% ($100,000)
3.00% ($100,000)
$10,000
$100,000
1-Year Certificate 3.25% ($100,000)
3.50% ($100,000)
$10,000
$100,000
30-Month Special 5.00% $10,000
3-Year Certificate 4.00% ($100,000)
4.25% ($100,000)
$10,000
$100,000
5-Year Certificate 4.75% ($100,000)
5.00% ($100,000)
$10,000
Flexible Certificate Negotiable% $250,000
Pooled Income Gift Fund 7.00% $10,000



How to Invest

Follow these simple steps for investing with Christian Financial Resources.

Ready Cash (Individuals) & Certificates

  1. Review Offering Circular
  2. Complete CFR Investment Application and W-9
  3. Mail completed forms with a check payable to CFR

Ready Cash (Churches & Businesses)

  1. Review Offering Circular
  2. Complete Corporate Investment Application
  3. Complete Corporate Resolution and W-9
  4. Mail forms with check payable to CFR
IRAs (Individual Retirement Accounts)

  1. Review Offering Circular (PDF)
  2. Fill out the CFR Investment Application and W-9   
  3. Mail Investment Application, W-9, and most recent statement to CFR
  4. CFR will help complete the additional IRA paperwork required for transfers, rollovers, and new accounts

    *Please note, if you are opening a NEW IRA, please include your initial investment made payable to Reliance Trust Company
    *IRA accounts are excluded from telephone transfers