Success Stories

CFR has funded more than 350 ministry projects!  Here is a small snapshot of some of those projects:


2008- Trinity, FL

Church: Generations Christian Church
CFR Loan Amount- $10,000,000.00

Generations Christian Church held its grand opening on August 23, 2009. More than 2,100 were in attendance for morning worship!

As we prepared to relocate onto 30 acres in the rapidly growing area of Trinity in Pasco County, we looked at many sources of loans that were able.  After a highly successful capital campaign, we decided to partner with CFR for the loan portion of our relocation budget.  We have changed our name, but not our message, from First Christian Church of Tarpon Springs to Generations Christian Church. 

The relocation project consists of the construction of four buildings totaling 57,521 sq. ft.  These buildings include a worship center with a 1,000 seat auditorium and a “Third Place” gathering room; a preschool and children building; a youth building for middle and high school students; and, a maintenance building.  All of these facilities will be used for God’s glory, and we thank Him for providing gifts from members and a loan from CFR to make this happen.  (Hal Gumbiner, Finance Controller)


2009- Wesley Chapel, FL

Church: Water's Edge Church
CFR Loan Amount- $750,000.00

Future Site of Water's Edge Church: Opening Summer 2009


2008- Jacksonville, FL

Church: Swiss Cove Christian Church
CFR Loan Amount- $3,000,000.00

CFR partnered with Swiss Cove Christian Church by refinancing their existing note. CFR provided a lower interest rate plus additional funds were available for the church to complete long awaited renovations. Swiss Cove Christian Church is a thriving church ministering to over 450 weekend worshipers.


2008- Palm Bay, FL

Church: Palm Bay Chrsitian Church
CFR Loan Amount- $1,200,000.00


CFR provided a loan to Palm Bay Christian Church back in 1987 and is excited to re-partner with the church more than 20 years later. CFR refinanced the church’s existing note and provided additional funds for a capital campaign and building renovations. Alan Tison is the lead Pastor and had this to say, “Partnering with CFR allowed PBCC to accelerate several ministry opportunities that will position us for growth for the next few years. The staff at CFR are both knowledgeable and thoroughly equipped to help churches fulfill their mission of reaching people for Christ. We would have no hesitation regarding referring others to CFR or using CFR in the future.”


2007- Weeki Wachee, FL

Church: Christian Church in the Wildwood
CFR Loan Amount- $4,000,000.00

Future of home of Christian Church in the Wildwood


2006 - Safety Harbor, FL

Church: Harborside Christian Church
CFR Loan Amount- $4,950,000.00

Christian Financial Resources (CFR) provided $ 4.95 million in permanent financing for our new home in Safety Harbor on the northwest side of Tampa Bay. We are a body of 1,250 faith filled folks who love Jesus Christ and are working to lead people into a growing relationship with Him. We still find it a little hard to believe that we were able to purchase 40 acres of virgin land in the heart of Pinellas County. Our dream has been realized...worshiping each week in an awesome 56,000-square-foot facility which God provided. God is good...all the time! – Dean McSpadden, Business Administrator


2005 - Chuluota, FL

Church: River Run Christian Church
CFR Loan Amount- $3,500,000.00

River Run Christian Church was planted back in 1999 on the east side of Orlando. CFR provided the funds for the church’s property purchase and construction of their new worship facility. Since moving into their new facility nearly 100 people have committed their lives to Christian baptism.  They have also gone from 500 on average in weekly attendance to over 1000. We could not have done it without the resources and ministry of Christian Financial Resources.” – Mike Andriano, Senior Minister


2006 - Jacksonville, FL

Church: Christ’s Church
CFR Loan Amount- $4,500,000.00

Christian Financial Resources partnered with Christ’s Church on their first attempt at a satellite campus. CFR provided the financing to help construct the new Fleming Island campus. This new campus will be anther tool to help reach people for Jesus Christ. On their first Sunday meeting at the new campus, more than 900 people were in attendance.


2006 - Kissimmee, FL

Church: Poinciana Christian Church
CFR Loan Amount- $1,500,000.00

It’s a great privilege (and a lit of fun) to serve a church in a fast-growing area like Kissimmee.  My wife and I often joke that the landscape changes around here week by week.  Trees are cleared, old buildings are knocked down, and new ones rise out of the dirt every few days.  And the new homes!  They’re springing up faster than the weeds in my garden!  Obviously, all of this translated into incredible opportunities for the church.  But what church has all the funds it needs to buy land and build facilities adequate for the challenge?  Without CFR we would not have been able to realize our vision and our dreams.  (Mark Atteberry, Senior Pastor)


2002 - Jacksonville, FL

Church: Starratt Road Christian Church
CFR Loan Amount- $630,000.00

We, at Starratt Road Christian Church, have been blessed by the ministry of Christian Financial Resources.  They provided the original loan to our “mother church” (North Shore).  That loan was transferred to us and they have provided three additional loans.  The latest venture was a family center and remodeling of our existing buildings.  Our church has also invested it savings with CFR to benefit other churches the way they have supported is over the years.  Many of our members have invested their savings and IRA’s to assist this great ministry.  CFR has been a real blessing to us and we look forward to working with them in the future.  (Allan J. McMillan, Minister)


2007 - Ormond Beach, FL

Church: The Beachside Church
CFR Loan Amount- $1,450,000.00

The Beachside Church was planted back in 2005 with the help of Tomoka Christian Church. Less than 2 years later, The Beachside Church is now fully independent and held its first service in their new facility on Easter. The church currently runs 3 worships services while ministering to more than 800 in attendance weekly.


2006 - Jacksonville, FL

Church: Westside Christian Church
CFR Loan Amount- $750,000.00

In 2001 Westside Christian Church of Jacksonville decided to sell their current facility, a 40-year-old building in need of renovation, and seek a larger parcel that would offer more expansion options.  Within 6 months a 12,500 sf facility was planned on 12 acres in a growing area of the city and CFR provided the funding for the project.  Later, with CFR again making it feasible by providing the funding, an additional 4 acres became available adjacent to the site and was purchased.  The first service in their new building was held on April 1, 2007.  In the first four months in the new facility, average attendance has doubled and 29 new members have been added to the congregation through transfer and baptism.


2004 - Winter Park, FL

Church: First Christian Church
CFR Loan Amount- $415,000

CFR has helped us with our Christian School. A few years ago we had an opportunity to purchase a building to expand our Christian Education program both for our church and school. CFR assisted us in getting a necessary loan to swing the deal. With that loan Alpha Christian Academy has grown and now services students through 8th grade. We have seen many students baptized into Christ along with teachers and parents. The school has helped the church grow in many ways Thanks CFR for your help.


2003 - Tavares, FL

Church: Mid-Lakes Christian Church
CFR Loan Amount- $2,000,000.00

If it weren’t for CFR, we never would have gotten into our new building.  Our attendance was averaging 450 during snowbird season in a building that could only hold 150 per service.  Something had to be done!  Because of CFR, Mid-Lakes is now worshipping in its new structure that seats 450 per service, and hundreds will come to know the Lord because we were able to build it and get out of the way-too-small building we had been meeting in.  We thank God for CFR, and for their helpful spirit.  (Doug Dykstra, Senior Minister)


2002 - Apopka, FL

Church: Journey Christian Church
CFR Loan Amount- $1,600,000.00

As we relocated to our brand new facility and prepared to welcome hundreds of people into our Sunday morning worship service we were extremely tight financially.  CFR loaned us $750,000 which was what we still needed to make everything come together.  Aided by those additional funds over the last 14 months Journey Christian Church has welcomed nearly 400 new members into our fellowship and our average worship attendance has grown from 700 to 1350.  Life-changing decisions are being made with inspiring frequency as people are baptized, connected in small groups, and equipped to serve.  Giving has increased by approximately 40% and our financial future is solid.  We are so thankful for CFR’s timely assistance. 


2007- Tampa, FL

Church: Common Ground
CFR Loan Amount- $750,000.00

On September 9th, 2007, Common Ground opened the doors officially to welcome the local community. Every tribe, tongue, and nation came to visit us on our opening day.  Since then we have begun the re-establishment of a new work in the heart of the city.  People are being baptized into Christ and becoming an active part of the body through study and service to God.

I want to thank CFR for it’s help in this process. Common Ground could not have become a reality with out the assistance of Christian Financial resources. The ability to leverage the equity of our facility helped us create an incredible tool for our neighbors.  People have been amazed at the restoration of our facility.

The kingdom is being expanded due to CFR’s generosity and assistance to this inner city church.


2004- Lake Wales, FL

Church: Lake Auroroa Christian Camp
CFR Loan Amount- $630,000

Being the oldest cooperative ministry among our churches in Florida has allowed us to talk with many local and national lending organizations through the years.  Only CFR has been willing (and anxious) to step up and help us in the way we needed help.  They have not only allowed us to accomplish our mission, they have been one of our biggest cheerleaders.  Because CFR is willing to link with Lake Aurora in mission, God is glorified, the kingdom grows and all the churches benefit.


2007- St. Petersburg, FL

Church: Central Christian
CFR Loan Amount- $500,000

“God has truly blessed us at Central Christian Church.  About 6 and ½ years ago we were 1.7 million dollars in debt and were unable to pay our bills.  We were having a difficult time finding a new bank willing to work with us, and were given a set amount of time before our then current bank would stop doing business with us.  I had partnered with CFR years before, so I gave then a call.  Not only did CFR give us a loan, but they helped us with a Capital Campaign and helped lower our debt to $145,000.  In our first year, we had over 450 first time visitors, are meeting our budget needs, increased our decisions, and attendance is running 75 more than what it was this time last year.  Lives are being changed because CFR was willing to work with us when no one else would.”


2006 - West Palm Beach, FL

Church: Eglise Chretienne Haitienne de Palm Beach
CFR Loan Amount- $325,000.00

Dr. Prophete moved to Florida in 1994, and found some Haitians practicing the voodoo religion. He made several attempts to start a Christian church which eventually led to the birth of Eglise Chretienne Haitienne de Palm Beach. The congregation eventually purchased a 4 ½ acre property with a building that seats 200 people. CFR refinanced their initial loan which helped save the church more than $2,100 a month in interest. The church now plans on building a larger facility for worship, teaching, and education.


2007- Mt. Dora, FL

Church: Round Lake Christian Church
CFR Loan Amount- $1,100,000.00

Round Lake Christian Church recently embarked on phase 2 of their campus by designing a much needed two-story multi-purpose center. This new building will include needed classroom space, a large youth room, a prayer room and spacious gathering areas for senior fellowship, a café and for guest reception. The leadership team at Round Lake Christian Church believes this new building will allow them to see more souls saved and nurtured through their family. CFR has partnered with Round Lake Christian Church by providing the financing needed to help see this vision fulfilled.