Chrisitan Financial Resouces, INC.

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Type Annual Yield (APY) Minimum Investment Effective Date
Ready Access 1.80% $2,000* 04/01/2020
2.00% $1,000,000 04/01/2020
1-Year Certificate** 2.40% $25,000 05/29/2020
3-Year Certificate** 2.60% $10,000 04/01/2020
2.70% $250,000 04/01/2020
5-Year Certificate** 2.70% $10,000 04/01/2020
2.80% $250,000 04/01/2020
7-Year Certificate** 2.80% $10,000 04/01/2020
2.90% $250,000 04/01/2020
10-Year Certificate** 2.90% $10,000 04/01/2020
3.0% $250,000 04/01/2020
Flexible Certificate** Negotiable % $1,000,000 04/01/2020
*Not available for Individual Retirement Accounts. IRAs require a minimum $10,000 initial investment.**Early redemption penalty will apply

COVID-19: An Update from Christian Financial Resources

Dear CFR Partners,

Our world is persevering through a unique time in history. In some way, every person on the planet is affected by the global COVID-19 pandemic. When this crisis subsides, our grateful hearts will be humbled as we hear the remarkable stories being written today. I expect to hear stories of heroic efforts by health care professionals, stories of cooperation among people created in God’s image, and stories of personal sacrifice in the face of uncertainty, as individuals think about others before themselves. I look forward to those stories of faith, hope, and Holy-Spirit inspired peace.

THE STORY OF CFR
For 40 years, CFR has focused on Funding Ministry…Changing Lives. Your investments enable CFR to help churches and ministries on the front lines of Kingdom expansion, where God is at work every day. Together, you and I and thousands of other investors are helping churches reach more than 250,000 people with the Good News every week.

In four decades, CFR has endured turbulence in the world with resilience and financial health, and without a single foreclosure in our history. Thankfully, as of March 25, none of our 290 loans are delinquent. During times like these, CFR and the ministries we serve both benefit from our policy requiring all borrowers to keep several months of loan payments on reserve.

WE’RE HERE TO SERVE YOU
We value you, and we value the team members who take great care of you. To comply with the highest safety standards, CDC recommendations, and local regulations, our office is closed to walk-in customers until further notice. But because CFR has a plan in place that allows our team to operate remotely for an indefinite period of time, we can continue to serve you with excellence. You can contact us by email at admin@cfrministry.org or by phone at (800) 881-3863 during regular business hours: Monday through Friday, from 9:00am until 5:00pm Eastern Time. As always, you can view your account online at www.cfrministry.org or by downloading the CFR mobile app for Apple and Android.

HOW WE’RE LIVING OUT OUR MISSION OF “FUNDING MINISTRY…CHANGING LIVES”
As a result of the COVID-19 pandemic, it may be inevitable that charitable giving—including giving to churches—will be different in 2020. Though many churches have suspended in-person worship services, online giving has already been extremely helpful for many congregations. At CFR, we are dedicated to helping our church partners by providing wise counsel, assisting with budget revisions, and offering interest-only loan payments when necessary. The church is the Bride and Body of Christ, and we are called to serve His church with all our heart, soul, mind, and strength.

Blessings,

Darren R. Key, CFP ®
Chief Executive Officer