Vice President of Lending

Reports To: Chief Lending Officer

Status: Full-Time (Exempt)

Date: 6/30/2026

Job Description: Vice President of Lending


Job Summary

The Vice President of Lending will help oversee all aspects of lending activity along with credit analysis and Regional Vice Presidents support. This role partners with leadership to support loan production, ensure credit quality, and develop lending staff.

Position Details

Title: Vice President of Lending

Reports to: Chief Lending Officer

Department: Loans

Classification: Full-Time, Exempt

Education: Bachelor’s degree (Finance/Accounting preferred)

Experience: 7–10+ years commercial lending/credit experience, preferred

Core Responsibilities

• Lead underwriting and credit analysis in accordance with CFR policy

• Perform due diligence on borrowers, collateral, and projects

• Assist with construction lending including budgets, draws, and project monitoring

• Manage loan renewals and other portfolio management functions

• Support loan participations including structuring and partner coordination

• Partner with RVPs on origination, structuring, and closing

• Manage underwriting pipeline for efficiency and turnaround time

• Assists with quarterly requirements with key banking partners

• Provide credit recommendations and assist with loan committee meetings

• Proactively manage problem loans and recommend workout strategies

• Ensure compliance with policy, documentation, and regulations

• Provide coaching and development to lending staff

• Improve processes and support operational efficiencies

• Represent CFR in ministry updates (12-18 per year)

Core Competencies

• Strong credit and analytical skills with the ability to structure complex transactions

• Experience with commercial real estate, construction lending, and loan participations

• Familiarity with nonprofit, church, or mission-based lending preferred

• Demonstrated ability to manage large volumes of information, documentation, and transactions while maintaining exceptional accuracy and attention to detail

• Advanced proficiency in Microsoft Office applications

• Ability to effectively prioritize and manage multiple lending relationships, projects, and deadlines

• Excellent verbal, written, and interpersonal communication skills

• Strong organizational skills and commitment to customer service

• Experience utilizing CRM and loan management platforms, including Microsoft Dynamics, preferred

Mission Alignment

A living, vital faith in Jesus Christ consistent with CFR’s mission.

Physical Activities / Requirements

• Finger Dexterity: Using primarily fingers for typing and manipulation of small objects

• Talking: Frequent communication of detailed information

• Average Hearing: Ability to hear normal conversations

• Repetitive Motions: Frequent use of hands and wrists

• Average Visual Abilities: Ability to review documents

Mental Activities / Requirements

• Multi-tasking Ability: Manage multiple transactions simultaneously

• Reasoning Ability: Apply sound judgment to credit decisions

• Mathematics Ability: Perform financial calculations and analysis

• Language Ability: Communicate complex financial information clearly

Christian Financial Resources, Inc. is an equal opportunity employer. This job description may be modified as needed by management.

EEO Statement:

CFR does not discriminate on the basis of race, sex, color, religion, age, national origin, marital status, pregnancy status, disability, veteran status, genetic information, sexual orientation, gender identity or any other category protected by law in provision of employment opportunities and benefits.

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