Investment Opportunities That Earn You
Interest And Support Ministry Growth.

Our Rates

Demand Certificates

3.50%-4.00%

Time Certificates

4.00%-4.30%

Giving Fund

4.60%

Charitable Gift Annuity

5.70%- 10.10%

VIEW RATES

You invest more than a rate of return when you invest with Christian Financial Resources.

Your investment provides funding to help expand Christian churches and ministries across the United States.

Join thousands of other Christian investors who are using their savings and retirement assets to fund ministry and change lives.

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Ready access
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Ready Access

The Ready Access Certificate is a readily accessible demand investment that offers a competitive rate of return with no early withdrawal penalties or hidden fees.

Ready Access Chart

Demand Certificate (Ready Access)

The Ready Access Certificate is a readily-accessible demand investment that offers a rate of return with no early withdrawal penalties or hidden fees.


Annual Yield (APY) Simple Interest Compounded Daily Minimum Investment
Demand Certificate (Ready Access) 3.50% 3.44% $5,000
4.00% 3.92% $250,000

Time Certificate

A Time Certificate provides you a fixed interest for a specified time.


Annual Yield (APY) Simple Interest Compounded Daily Minimum Investment
18 month Certificate* 4.30% 4.21% $25,000
3-Year Certificate 4.00% 3.92% $25,000
4.10% 4.02% $250,000
5-Year Certificate 4.10% 4.02% $25,000
4.20% 4.11% $250,000
7-Year Certificate 4.20% 4.11% $25,000
4.30% 4.21% $250,000

*At maturity this certificate can be redeemed, rolled into a different certificate, or auto-renew into a 3-Year Certificate. Auto-renewal is not available to residents of California or Washington and will be as a Demand Certificate in Oregon. **Early redemptions are subject to an interest penalty. IRAs require a minimum initial investment of $25,000. Rates subject to change at any time. 

Please note that this is neither an offer to sell nor a solicitation of an offer to buy Christian Financial Resources securities. Such an offer is made by an Offering Circular and only in those states where Christian Financial Resources securities may lawfully be offered or sold.

Time Certificate

Individual Retirement Arrangement

You don't have to wait until tax season to transfer/rollover your 401k or IRA.

If you have a retirement plan with a former employer and want to invest it where it will earn a competitive interest rate and support ministry, we can support you.

IRAs support