Investments/ Rates
Rates
Effective January 1, 2026
| Annual Yield (APY) | Simple Interest (APR) | Minimum Investment |
|---|
| Giving Fund | 4.60% | 4.50% | $1,000 |
| Ready Access | 3.50% | 3.44% | $5,000 |
| 3.60% | 3.54% | $250,000 |
| 15 - Month Certificate Information goes here |
4.10% | 4.02% | $20,000 |
| 3 – Year Certificate | 3.70% | 3.63% | $20,000 |
| 3.80% | 3.73% | $250,000 |
| 5 – Year Certificate | 3.80% | 3.73% | $20,000 |
| 3.90% | 3.83% | $250,000 |
| 7 – Year Certificate | 3.90% | 3.83% | $20,000 |
| 4.00% | 3.92% | $250,000 |
Ready Access Account
This is a readily accessible demand investment that offers a competitive rate of return with no early withdrawal penalties.
| Annual Yield (APY) | Simple Interest Compounded Daily | Minimum Investment |
|---|
| Ready Access Certificate | 3.50% | 3.44% | $5,000 |
| 3.60% | 3.54% | $250,000 |
Time Certificate
Our time investments provide the stability of a fixed rate throughout each term.
| Annual Yield (APY) | Simple Interest Compounded Daily | Minimum Investment |
|---|
| 15 month Certificate | 4.10% | 4.02% | $20,000 |
| 3-Year Certificate | 3.70% | 3.63% | $20,000 |
| 3.80% | 3.73% | $250,000 |
| 5-Year Certificate | 3.80% | 3.73% | $20,000 |
| 3.90% | 3.82% | $250,000 |
| 7-Year Certificate | 3.90% | 3.82% | $20,000 |
| 4.00% | 3.92% | $250,000 |
Early redemptions for Time Certificates are subject to an interest penalty. Please note that this is neither an offer to sell nor a solicitation of an offer to buy Christian Financial Resources securities. Such an offer is made by an Offering Circular and only in those states where Christian Financial Resources securities may lawfully be offered or sold.
How to Invest
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